Palvinder Kaur is a Principal Research Analyst with over ten years of experience evaluating health service programs to determine their clinical and cost effectiveness. Her work spans multiple health domains, from chronic conditions to palliative care, where she applies predictive analytics and epidemiological methods to inform policy and practice. Throughout her career, she has led and contributed to studies that integrate advanced statistical approaches with real-world healthcare data, generating insights that support improvements in care delivery and system sustainability. Her expertise lies in bridging research and practice, translating complex analyses into evidence that guides decision-making. She is currently pursuing a PhD focused on multimorbidity in heart failure. Through this research, she seeks to advance understanding of how coexisting conditions shape treatment patterns and outcomes, with the goal of informing better models of care for patients with advanced and chronic